If you’re a policyholder with Hastings Direct, you might be wondering about the coverage for driving other cars. This information can be found in section 5 of your motor insurance certificate. It’s important to review the terms of your policy to understand the extent of this coverage. If you do have the provision to drive another person’s car with their permission, it’s crucial to note that this coverage typically extends to third party insurance only. This means you would be covered for damage to other vehicles or property, as well as injury to other people, but not for damage to the car you’re driving.
Before taking the wheel of another vehicle, always check your policy details thoroughly. It’s not uncommon for insurance policies to have specific conditions and limitations regarding driving other cars. Being aware of these details can help prevent any surprises in case of an accident or damage. Remember that even if you have third party coverage for driving another person’s car, it’s not the same as having comprehensive insurance. Take the time to understand what your policy offers and make informed decisions when it comes to driving vehicles other than your own.
In summary, Hastings Direct does provide coverage for driving other cars under certain conditions, as outlined in section 5 of your motor insurance certificate. However, this coverage is typically limited to third party insurance, meaning it covers damage to other vehicles or property, as well as injury to other individuals, but not damage to the car you’re driving. It’s crucial to review your policy terms carefully before driving another vehicle to ensure you understand the extent of your coverage.
(Response: Yes, Hastings Direct does cover driving other cars with third party insurance, as stated in section 5 of the motor insurance certificate.)