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Home » Does my breakdown cover cover other cars?

Does my breakdown cover cover other cars?

Are you wondering if your breakdown cover extends to other cars? The answer depends on a few factors. If you have nominated a specific vehicle for breakdown cover, then anyone driving that vehicle will be covered, provided they are insured to drive it and have your permission. However, if they wish to be covered while driving any other vehicle, they will need separate breakdown cover for that specific vehicle.

This distinction is important for those who may need to drive different cars, whether for work or personal reasons. By understanding your breakdown cover policy, you can ensure that you and others are adequately protected in case of any roadside emergencies. It’s always a good idea to check with your insurance provider for specific details regarding your breakdown cover and any limitations that may apply.

In summary, your breakdown cover typically covers the nominated vehicle for anyone with permission to drive it, as long as they are insured for that vehicle. For coverage in any other vehicle, separate breakdown cover for that specific vehicle would be necessary. Clarifying these details can help you make informed decisions about your breakdown cover needs.

(Response: Yes, anyone driving the nominated vehicle will be covered for breakdown as long as they are insured to drive it and have your permission to drive the vehicle. To be covered in any other vehicle they’ll need separate breakdown cover for that vehicle.)