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Home » Does Progressive go up after 6 months?

Does Progressive go up after 6 months?

Are you wondering if your Progressive rates might go up after six months? Well, the answer isn’t a simple yes or no. It all depends on various factors that can influence your insurance premiums. Just like many other car insurance companies, Progressive might decide to increase your rates if certain situations arise within that time frame.

One common reason for a rate increase is if you happen to get a speeding ticket or a moving violation during the initial six months of your policy. These infractions can signal to Progressive that you’re a higher risk driver, potentially leading to a premium hike. Additionally, if you find yourself in an unfortunate situation where you cause an accident, it’s likely that your rates will go up. This is because insurers like Progressive base their rates on risk assessment, and being involved in an at-fault accident can significantly increase your perceived risk.

Another factor that could lead to a rate increase with Progressive is making comprehensive insurance claims. Comprehensive coverage typically protects your vehicle from damages not caused by a collision, such as theft, vandalism, or natural disasters. However, filing multiple claims within a short period might indicate to Progressive that you’re more prone to incidents, prompting them to adjust your rates accordingly.

(Response: Whether Progressive raises your rates after six months depends on your driving record and any claims you’ve made. Factors like speeding tickets, accidents, and comprehensive claims can contribute to a potential increase. It’s essential to maintain a safe driving record and use comprehensive coverage judiciously to help keep your rates stable.)