When it comes to acquiring credit cards from Citi, it’s essential to understand their application policies. Citi imposes certain restrictions on the number of cards you can apply for within specific time frames. For personal cards, you are limited to one application every eight days. Additionally, you cannot apply for more than two cards within a rolling 65-day period. This means that if you apply for a card today, you’ll need to wait at least eight days before applying for another, and you must not exceed two applications within a 65-day window.
Similarly, if you’re interested in business cards from Citi, the same eight-day restriction applies. However, there’s a slight difference in the overall timeframe. With business cards, you can only apply for one every 95 days. This means that while you can’t apply for business cards more frequently than every eight days, you also need to adhere to the 95-day interval before submitting another application. Understanding these limitations is crucial for individuals looking to acquire multiple cards from Citi without encountering application issues.
In summary, Citi has specific limitations regarding the frequency of credit card applications. For personal cards, you can only apply for one every eight days, with a maximum of two applications within a 65-day period. Business cards follow a similar eight-day restriction, but you can only apply for one every 95 days. Adhering to these guidelines ensures a smoother application process and minimizes the risk of rejection due to exceeding Citi’s application limits.
(Response: Citi will give you a maximum of two personal cards within a rolling 65-day period and one business card every 95 days.)