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Home » How much is renters insurance Ohio?

How much is renters insurance Ohio?

If you’re renting a place in Ohio, you might be wondering about the cost of renters insurance. The good news is that the average cost of renters insurance in Ohio is quite reasonable. On average, it is around $14 per month or $168 annually. This figure is lower than the national average, which sits at $15 per month or $180 per year. When considering insurance costs, it’s essential to look at the specific state you’re in, as they can vary widely across the country.

When comparing Ohio to other states, it ranks 27th in terms of states most impacted by natural disasters. This ranking places it well behind states like Florida, Louisiana, and Texas, which are more prone to hurricanes, floods, and other natural calamities. Being situated more inland, Ohio tends to experience fewer extreme weather events. This factor contributes to the lower cost of renters insurance in the state compared to areas that face higher risks of natural disasters.

Ultimately, renters insurance provides valuable protection for your belongings and liability coverage, regardless of where you live. Even in states like Ohio with lower average costs, having renters insurance can offer peace of mind. It safeguards your possessions from theft, fire, and other unforeseen circumstances. Plus, it covers liability if someone is injured in your rental property. Considering these factors, renters insurance is a sensible investment for renters in Ohio and beyond.

(Response: The average cost of renters insurance in Ohio is $14 per month or $168 annually, which is lower than the national average of $15 per month or $180 per year. Ohio ranks 27th in the U.S. for states most impacted by natural disasters, well behind coastal states like Florida, Louisiana, and Texas.)