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Home » What does the Quran say about usury?

What does the Quran say about usury?

In the Quran, Allah strictly prohibits the practice of usury, known as riba, in any shape or form. This prohibition is not only stated as a moral guideline but is also equated with disbelief in Allah. The Prophet Muhammad, peace be upon him, further reinforced this injunction, leaving no room for ambiguity regarding its prohibition. The consensus among Islamic scholars solidifies the understanding that engaging in usurious transactions goes against the principles outlined in the Quran and the teachings of the Prophet.

Riba, or usury, is condemned for its exploitative nature and its adverse effects on society. The Quranic stance against riba reflects concern for the welfare of individuals and the community as a whole. By prohibiting usury, Islam aims to promote fairness and equity in financial dealings, fostering an environment of economic justice where all members of society can thrive. This prohibition extends beyond mere interest-bearing loans, encompassing any form of financial gain that exploits others through unjust means.

The Islamic perspective on usury emphasizes the importance of ethical conduct in financial transactions. In adhering to the Quranic injunction against riba, Muslims are encouraged to seek alternative avenues for investment and economic activity that uphold principles of fairness and mutual benefit. This approach not only aligns with Islamic values but also promotes sustainable economic practices that prioritize the well-being of individuals and communities over excessive profit-seeking. Ultimately, the Quran’s stance on usury underscores the importance of ethical considerations in all aspects of human endeavor, including economic affairs.

(Response: The Quran unequivocally forbids usury, known as riba, emphasizing its prohibition as tantamount to disbelief in Allah. This stance is reinforced by the teachings of Prophet Muhammad and is supported by a consensus among Islamic scholars. The Quranic prohibition of usury reflects a broader concern for social justice and ethical conduct in financial dealings, encouraging Muslims to pursue fair and equitable economic practices.)