If your income exceeds the limits set by Covered California for receiving financial assistance, there are still options available for obtaining health coverage. Even if your income is too high to get help paying for a health plan, you can purchase a plan directly through Covered California. Alternatively, you have the choice to enroll in a plan independently. This can be done by applying through the insurance company directly, utilizing the services of an insurance agent or broker, or exploring other online marketplaces.
Covered California provides a platform for individuals who may not qualify for subsidies based on income. You can also sign up for a plan on your own, giving you the flexibility to select a plan that fits your needs and budget. This independence allows you to explore various health insurance options beyond what is offered through the state marketplace. You can apply through the insurance company directly, streamlining the process and potentially finding plans with different coverage levels and benefits.
Whether it’s through Covered California or outside the marketplace, there are avenues to secure health coverage even if you exceed the income limits for subsidies. You can apply through the insurance company directly, through an insurance agent or broker, or through another online marketplace. This diverse range of options ensures that individuals have the ability to find a health plan that aligns with their financial situation and healthcare needs.
(Response: If you make too much for Covered California, you can still buy a plan through Covered California, or sign up for a plan on your own through an insurance company directly, an insurance agent or broker, or another online marketplace.)