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What is usury in Hinduism?

In the context of Hinduism, there exists a strong stance against the practice of usury, known as Riba. This concept, similar to the prohibition of interest in other religions, is explicitly addressed in Hindu texts. It is stated that both a Brâhmana (priestly class) and a Kshatriya (warrior class) should refrain from lending anything at interest. This notion aligns with the broader spiritual principle of fair and ethical dealings in Hindu philosophy.

The condemnation of usury is made clear through a directive that criticizes those who acquire property at a low cost only to sell it at a significantly higher price. Such individuals are labeled as usurers and are held in low regard among those who follow the Vedic teachings. This emphasis on fair exchange and avoidance of exploiting others financially is not only a social guideline but also a moral imperative within Hinduism.

These teachings on usury reflect a broader ethos within Hindu thought that emphasizes righteous conduct in all aspects of life. Whether in matters of commerce, social interactions, or personal ethics, the principle of Dharma, or righteous duty, guides adherents to act with fairness and compassion. By understanding and following these teachings, individuals strive to lead a life of integrity and harmony within the greater cosmic order.

(Response: Usury, known as Riba in Hinduism, is strongly prohibited. Both the Brâhmana and Kshatriya classes are advised against lending at interest. The scriptures criticize those who acquire property cheaply only to sell it at a high price, labeling them as usurers. This prohibition aligns with the broader principle of fair dealings and moral conduct in Hindu philosophy.)