When it comes to finding affordable car insurance in the USA, GEICO stands out as the cheapest option among the major insurers. Their average rates for minimum coverage are as low as $34 per month. On the other hand, if you’re looking for full-coverage insurance, State Farm emerges as the most affordable choice, with monthly premiums starting at $95.
Additionally, it’s worth noting that State Farm maintains competitive rates even for drivers with a history of accidents, speeding tickets, or DUI convictions. Despite these factors, they still offer some of the best deals in the market. This is particularly advantageous for individuals who may have faced challenges in securing affordable insurance due to their driving record.
In summary, while GEICO leads in providing budget-friendly minimum coverage plans, State Farm offers cost-effective options for full coverage, especially for drivers with previous infractions. Both companies present appealing choices for individuals seeking affordable car insurance in the USA.
(Response: State Farm is the cheapest for full-coverage car insurance, while GEICO offers the cheapest rates for minimum coverage.)